706.595.7764   W.G. Bullock Building, 132 Railroad St., Third Floor | Thomson, GA 30824   Security Federal Bank Building, 5133 Washington Rd., Second Floor | Evans, GA 30809

Calculators

Tax Calculator

Self-Employment Tax Calculator

If you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes for the tax year 2019.

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Estate Tax Planning

Knowing your potential estate tax liability is a great place to start your estate tax plan. Use this calculator to estimate your estate tax liability.

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1040 Tax Calculator

Enter your filing status, income, deductions, and credits and we will estimate your total tax. Based on your projected withholdings for the year, we can also estimate your tax refund or the amount you may owe the IRS next April.

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457 Payroll Deductions

Use this calculator to help you determine the impact of changing your payroll deductions.

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Investment

Investment Distributions

This calculator helps you determine either how long or how much periodic distributions can be taken out of an investment before it runs out.

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Investment Loan

This calculator helps illustrate the effect of using a loan to purchase an investment or an appreciable asset. Using debt as leverage to purchase investments can magnify your return. The downside is that you also increase your risk.

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Investment Property Calculator

An investment property can be an excellent investment. This calculator is designed to examine the potential return you might receive from an investment property.

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Investment Savings and Distributions

Use this calculator to see how long your investment savings can last once you begin taking distributions.

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Loan

Balloon Loan Calculator

A balloon loan can be an excellent option for many borrowers. Use this calculator to see how a balloon loan might work for you.

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Amortizing Loan Calculator

Enter your desired payment – and let us calculate your loan amount. Or, enter the loan amount and we will calculate your monthly payment!

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Equity Line of Credit Payments

What will my monthly payments be for an interest only equity line of credit?

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Loan Prequalification Calculator

Use this calculator as your first step in determining your ability to qualify for a loan.

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Savings Calculators

College Savings

Use this calculator to help develop or fine tune your education savings plan.

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Cool Million

Find out when your savings plan may make you a millionaire!

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Home Buyer Savings Calculator

Use this tool to help you calculate what it might take to save for your new house.

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Don't Delay Your Savings!

Waiting to begin your savings plan can have a huge impact on your results. This calculator helps show you how much postponing your savings plan can really cost.

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Personal Finance Calculators

Checkbook Balancer

Balance your checkbook with this quick and easy calculator.

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Home Budget Analysis

Analyze your budget, see where your money goes and find out where you can improve!

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Should my spouse work?

This calculator is designed to help you see the financial impact of having either one or two incomes for your household.

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Student Budget

This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.

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Auto

Auto Loan Early Payoff

Find out how much interest you can save by increasing your monthly auto loan payment.

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Auto Rebate vs. Low Interest Financing

Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate.

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Bi-weekly Payments for an Auto Loan

This calculator shows you possible savings by using an accelerated bi-weekly payment on your auto loan. This simple technique can shave time off your auto loan and could save you hundreds or even thousands of dollars in interest.

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Dealer Financing vs. Credit Union Financing

Use this calculator to help you determine whether you should take advantage of low interest dealer financing or credit union financing combined with a manufacturer rebate.

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Business

Working Capital Needs

Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.

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Profit Margin Calculator

This calculator can help you determine the selling price for your products to achieve the desired profit margin.

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Business Debt Consolidation Calculator

Should your business consolidate its debt? Use this calculator to find out.

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Debt and Credit Cards

Credit Card Pay Off

Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.

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Snowball Debt Elimination Calculator

This Debt Calculator applies two simple principles to paying off all your Debt that can cut years off of your repayment schedule.

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Student Loan Consolidation and Debt Payoff

The Student Loan Consolidation and Debt Payoff calculator applies two simple principles to paying off your Debt; Consolidate your student loans, and use the monthly savings to pay off your other outstanding debt.

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Personal Debt Consolidation

Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.

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Insurance

Comprehensive Life Insurance Analysis

How much life insurance do you need? This comprehensive life calculator includes detailed net worth analysis, budgeting and college savings that helps you find out.

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Long Term Care Calculator

Long term care is needed by those who can’t perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense.

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Retirement Tools

401(k) Calculator

A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up.

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403(b) Savings Calculator

If you are an employee of a non-profit tax-exempt organization, a 403(b) can be one of your best tools for creating a secure retirement.

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Should you Borrow From a 401(k) or 403(b)?

The majority of 401(k) plans and a growing number of 403(b) plans let you borrow money from your account. Use this calculator to help you determine if you should borrow, and the potential impact on your retirement savings.

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Contact Information

Barmore Hammond, LLP
W.G. Bullock Building, 132 Railroad St., Third Floor
Thomson, GA 30824
Security Federal Bank Building, 5133 Washington Rd., Second Floor
Evans, GA 30809
706.595.7764 706.595.7288

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